Financing that moves you forward.
At Lexus of San Diego, we believe that financing your next vehicle should be as seamless and sophisticated as the car you choose. With a transparent, personalized approach, our goal is to make the journey towards ownership effortless and rewarding—leaving you free to focus on the thrill of the drive.
Why Finance with Lexus of San Diego?
Apply Online Easily
Secure your pre-approval online in just a few minutes. Our quick and intuitive process allows you to shop with certainty, so you can spend less time waiting and more time experiencing.
Flexible Financing and Lease Options
Whether you want to finance your vehicle or apply for a lease, we proudly support both options. Not sure which option is right for you? Read our guide here.
Flexible Terms to Fit Your Life
Select financing options that best suit your unique needs. We partner with a variety of esteemed financial institutions to offer competitive rates and flexible terms, all designed with you in mind.
Frequently Asked Questions
What's better, buying or leasing?
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
How long is a typical car loan?
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
I've had credit issues in the past. Can I get financing?
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
Can I finance a vehicle without a down payment?
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Get started today.
At Lexus of San Diego, we make the finance process simple and efficient. Whether you're interested in leasing or purchasing, our team is here to guide you through your options and help tailor a plan that meets your needs. With competitive rates and flexible terms, we're committed to providing a seamless experience from start to finish. Let us help you get started on the journey to owning your dream Lexus today.
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